2017 First Time Home Buyer In Georgia


2017 First Time Home Buyer In Georgia Visit:http://sellectrealty.com/first-time-home-buyers-programs/

Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/

Looking for a home in Georgia, but don’t know about the programs for first time home buyers in the state?

You have come to the right place. Here are the details of top five 2017 first time home buyer programs in Georgia.

First Time Home Buyers Programs 2016 in Georgia:

The Dream Program:
The Dream Program provides down payment assistance and mortgage loans for eligible first time home buyers.

“Anyone who has not owned a house for three or more years is eligible
to be called first time home buyer.”

It’s a 30-year fixed rate mortgage program for buyers with a household income of k for two persons or k for three or more members of a family.

Besides, there is a limit on sale price, and it cannot exceed 0k. Furthermore, the borrower must make an investment of at least ,000 in the purchase transaction.

Dream Down Payment Assistance Program:
This down payment assistance program for first-time home buyers provides funds up to ,000. However, only buyers who qualify for The Dream Program are eligible for these funds.

The Protectors, Educators And Nurses Programs:
Another down payment assistance program for first-time home buyers. This program is limited to only health care workers, education, fire department, police, and military, etc.

It offers down payment assistance for up to ,500, and the borrowers must meet the eligibility criteria of Georgia Dream Program.

Consumer Home Ownership And Independence Choice For Everyone (CHOICE) Program:
CHOICE is limited to first home buyers with disabilities, or someone looking after a disabled family member. Just like PEN, the loan limit of CHOICE also does not exceed ,500.00.

To qualify for the loan, a medical certificate from an approved medical organization must be provided.

Home Safe Georgia:
Home safe Georgia provides funds for unemployed or underemployed to help buy a home. This program provides mortgage assistance in several forms.
Mortgage Payment Assistance Program provides monthly mortgage payments
Reinstatement Assistance Program provides funds for those who encountered a military or medically fatal hardship in last three years.
The Mortgage Payment Reduction provides funds for the homeowners who suffered a significant slump in income during last three years.

To qualify for this first time homebuyer program, following criteria must be fulfilled.

Borrowing must be a Georgian
He must be the homeowner or spouse of the homeowner

These are some of the top 2017 first time home buyer programs for those living in Georgia. Choose the one that suits you the best, and good luck with your purchase.

Tips for first time home buyers


http://fiscallyintelligent.com/tips-for-first-time-home-buyers/

1. Figure out what you can afford before you start house hunting.

2. Get preapproved for a loan.

3. Research the neighborhood before making an offer.

4. Bring a notepad and a digital camera with you.

5. Use a real estate agent.

For more information visit our website at http://fiscallyintelligent.com

Visit us on Facebook:
https://www.facebook.com/fiscallyintelligent

Home Seller Tips: Appeal to First Time Home Buyers


http://www.kw.com Most homes are being bought by first time homebuyers. And two thirds of first time homebuyers chose a home that is between 1,000 and 2,000 square feet. Put another way, if your home is in that size range, chances are good that it appeals to most first time home buyers. To learn more about the preferences of first time home buyers, talk to your local real estate agent.

Tips for Property Buying | FIRST TIME HOME BUYER | EP #13 SEGMENT 1 | CNBC TV18


Looking to buy your first home? CNBC-TV18 gets you expert advice on picking the right property.

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7 Tips for First-Time Home Buyers in Metro Manila


7 Key Tips for First Time Home Buyers in Metro Manila
By Jake Bautista, PRC Licensed Real Estate Broker
09178204088
metroguiderealty@gmail.com

1. Know Why You’re Buying a Home

Be crystal clear on why you want to buy a home. This is a significant financial investment that will affect you for years to come. It can be for building a family, to increase your quality of life by living 10 minutes away from work, or as a rental property for future cashflow.

2. Determine Your Monthly Disposable Income

Look at how much you can realistically set aside every month for years to pay for a mortgage. This will also help you assess the price you can afford and the loan you can take out.

3. You Gotta Have Savings

There are many expenses that come with purchasing a home. If it’s a ready-for-occupancy property, a downpayment of around 20-30% is standard for condominium units. There are closing costs for transferring the property to your name and other miscellaneous costs. You want to make sure you have a contingency fund for furniture, or construction if you’re buying house and want to make modifications. It’s always good to have a fund for home maintenance and any other unforeseen costs that may arise. That’s life.

4. Make Sure You Have Good Credit

If possible, it would be a good idea to already approach your bank officer and apply for a housing loan even if you haven’t chosen any property. This will show your credit-worthiness and how much you can potentially loan based on your current assets, income and credit history.

5. Determine Your Area

Decide which specific area in Metro Manila you would like to live in. North, South, East West? There are a million factors that can affect this. Proximity to family, work, commuting time, quality of the community, prices in the area and available real estate in the area must all be taken into consideration.

6. Determine What Type of Property You Need

What do you need? A house, a townhouse, a condominium unit or a lot? If you took into account all the previous tips, this will help you determine what you need. For example, if you want a property that you want to rent out to employees in Bonifacio Global City, it would most probably be a condominium unit. You also have to take into account your credit and budget in selecting this.

7. Consult a Real Estate Professional

This is a significant life decision that you don’t make every day, every week or every year. This requires a professional opinion. A licensed real estate broker who can offer you options on getting a home loan, and can save you a lot of time and money by avoiding crucial mistakes by first time home buyers. Getting complete information from a professional to make the best decision is a reasonable course of action for a move of this magnitude.

Be fully informed.
Contact us today if you want to explore what options are available for your 1st home or investment.
No pressure. No commitments.

Just complete and clear information so you can do what’s best for you and your family/future family.

Looking forward to connecting with you.
God bless!

Jake Bautista
PRC Licensed Real Estate Broker
0917-8204088
metroguiderealty@gmail.com

Music:
“Drive” by Nicolai Heidlas

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