Attention all First Time Home Buyers!
You are going to want to pay attention to this video. I go through the Top 5 things that are SUPER important to remember when buying your first home!
When you are ready to #buy | #sell | #lease anywhere in CA I want to help. Give me a call or send me a message!
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Purchasing a property, let alone your very first property, can be a stressful and daunting experience. However, with the right help along the way it can make a big difference to your outcome, both financially and emotionally.
For the full article visit https://www.loanmarket.com.au/lisa-winning/news/top-3-tips-for-first-home-buyers.
1st First Time Home Buyer Tips 2014
2014 Fannie Mae and Freddie Mac, the nations leading mortgage buyers, issued announcements they will allow loans for primary residences as low as 3% down. What does this mean for buyers? With 97% financing these new loans will allow home buyers that need a little bit of help to become homeowners. read more at Http://elpasorealestatenow.com
Before looking at any home ASK your REALTOR® for his/her preferred local lenders. Your REALTOR®, if they have experience, will know who the top lenders are. I’ve seen many buyers who were declined by a new home builder’s lender or a National lender only to qualify with one of my preferred mortgage companies. Secondly, LISTEN, LISTEN, LISTEN to your mortgage broker. This is hard to do in the exuberance of buying a new home. Your mortgage broker needs to present the best picture of your finances to the underwriter which means explaining every nuance of your credit history. Initially, the loan officer will per-qualify you by looking at your income and credit. This can and does happen fairly quickly (within hours). Once the lender pre-qualifies you contact me and we will find you the right home to negotiate. Once you select a home and I negotiate the terms on a contract to purchase the lender will be provided a copy of the contract so that they can continue the underwriting process. Read more at htt://elpasorealestatenow.com
or Call 873-8646
First Time Home Buyer Programs:
The loan process:
What not to do after you apply for a mortgage:
Looking to buy your first home? CNBC-TV18 gets you expert advice on picking the right property.
CNBC-TV18 is India’s No.1 Business medium and the undisputed leader in business news. The channel’s benchmark coverage extends from corporate news, financial markets coverage, expert perspective on investing and management to industry verticals and beyond. CNBC-TV18 has been constantly innovating with new genres of programming that helps make business more relevant to different constituencies across India. India’s most able business audience consumes CNBC-TV18 for their information & investing needs. This audience is highly diversified at one level comprising of key groups such as business leaders, professionals, retail investors, brokers and traders, intermediaries, self-employed professionals, High Net Worth individuals, students and even homemakers but shares a distinct commonality in terms of their spirit of enterprise.
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FrontDoor.com senior editor Annalisa Burgos talks to a Boston couple who learn a valuable lesson when buying their first house. Go to http://bit.ly/jci2L for expert tips and advice for first-time home buyers.
Five tips to make sure your first time homebuying experience is positive, problem-free and fun.
2017 First Time Home Buyer In Georgia Visit:http://sellectrealty.com/first-time-home-buyers-programs/
Also , If you want to know first time home buyers tips 2017 check this useful link: http://sellectrealty.com/first-time-home-buyers-tips-2017/
Looking for a home in Georgia, but don’t know about the programs for first time home buyers in the state?
You have come to the right place. Here are the details of top five 2017 first time home buyer programs in Georgia.
First Time Home Buyers Programs 2016 in Georgia:
The Dream Program:
The Dream Program provides down payment assistance and mortgage loans for eligible first time home buyers.
“Anyone who has not owned a house for three or more years is eligible
to be called first time home buyer.”
It’s a 30-year fixed rate mortgage program for buyers with a household income of k for two persons or k for three or more members of a family.
Besides, there is a limit on sale price, and it cannot exceed 0k. Furthermore, the borrower must make an investment of at least ,000 in the purchase transaction.
Dream Down Payment Assistance Program:
This down payment assistance program for first-time home buyers provides funds up to ,000. However, only buyers who qualify for The Dream Program are eligible for these funds.
The Protectors, Educators And Nurses Programs:
Another down payment assistance program for first-time home buyers. This program is limited to only health care workers, education, fire department, police, and military, etc.
It offers down payment assistance for up to ,500, and the borrowers must meet the eligibility criteria of Georgia Dream Program.
Consumer Home Ownership And Independence Choice For Everyone (CHOICE) Program:
CHOICE is limited to first home buyers with disabilities, or someone looking after a disabled family member. Just like PEN, the loan limit of CHOICE also does not exceed ,500.00.
To qualify for the loan, a medical certificate from an approved medical organization must be provided.
Home Safe Georgia:
Home safe Georgia provides funds for unemployed or underemployed to help buy a home. This program provides mortgage assistance in several forms.
Mortgage Payment Assistance Program provides monthly mortgage payments
Reinstatement Assistance Program provides funds for those who encountered a military or medically fatal hardship in last three years.
The Mortgage Payment Reduction provides funds for the homeowners who suffered a significant slump in income during last three years.
To qualify for this first time homebuyer program, following criteria must be fulfilled.
Borrowing must be a Georgian
He must be the homeowner or spouse of the homeowner
These are some of the top 2017 first time home buyer programs for those living in Georgia. Choose the one that suits you the best, and good luck with your purchase.
1. Figure out what you can afford before you start house hunting.
2. Get preapproved for a loan.
3. Research the neighborhood before making an offer.
4. Bring a notepad and a digital camera with you.
5. Use a real estate agent.
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