The Thought Process when Buying A Home in Australia – Buyers Agent Tips and Advice


http://empowerwealth.com.au/

We all make decisions every day, some easier than others. But did you know that making too many decisions can lead to decision fatigue? Bryce explains how you can suffer from this and how it can affect you as a property investor.

Transcript:
Hello, in this How To session, I want to tell a story. I want to tell a story that goes through everyone’s decision making process when they are looking to buy a home. Now, there’s a few things that goes on in your head. You’ve grown up in area and you know the area well. You know its attractions, its benefits, you know the great coffee shop and you know what’s available there to you. So you’re just starting out and you’re thinking where do I want to buy. Well traditionally, what happen is you’ll buy in the next suburb out or maybe a couple of suburbs out because quite frankly as first home buyers, it’s a really struggle to get into the marketplace. You want to potentially buy in the corridor that you’ve got your support network. There are three reasons why you would do that.

Read the rest of the transcript here: http://buyers-agents.empowerwealth.com.au/the-thought-process-when-buying-a-home/

Book a free one hour no-obligation consultation with us: http://buyers-agents.empowerwealth.com.au/

BUYING A HOUSE AT 21 | HOW WE BOUGHT OUR FIRST HOME ON A SINGLE INCOME!!


Buying A House At 21 | How We Bought Our Home On A Single Income! Budgeting to buy a house can be difficult so here are some tips I learned from our experience in buying a home on a single income and how you can do the same!

Do you have any more tips for buying a home on a single income or budgeting for a house deposit? Feel free to comment and discuss down below! These days it is NOT easy to get a mortgage, especially when you are a young family or couple on a single income. I hope that the tips and tricks we used along the way help you to buy your first home!

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Hi my name is Ash Jackson and on this channel I plan to post all kids of how to videos such as ‘how to lose baby weight fast’, ‘how to organise your home’, ‘how to create DIY decor and furniture on a budget’, ‘how to eat healthy on a budget’ ‘how to be a stylish mum on a budget’, ‘how to meal plan for your family’, how to create healthy family meal plans’, ‘how to workout at home with kids’ and much more. I also do Australian Family Daily Vlogs with my Aussie Vlogging Family on our separate Young Family Vlog Channel.

Tips For Buying Your First Home ♡ Tips For Saving Money – NaturallyThriftyMom


How I check my credit score for free w/o dinging my credit: http://bit.ly/23imj4B

As many of you know, we recently purchased our first home. We are SO excited about it and this has been a dream of ours for a long time. 🙂 Today I’m sharing with you some tips that our family used in the process of saving money for our first home as well as simple steps you can do now to help you do the same!

New House Tour: https://youtu.be/Gy6j55WqPxY
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This video was sponsored by Credit Karma. Thank you so much for watching this video & supporting my family while allowing me to share what we love! As always please feel free to email me (naturallythriftymom@hotmail.com) with questions or for more specifics about anything i’ve mentioned. 🙂

Episode 1: Knowing When You’re Ready


http://realtor.com/learnwithliz
Buying a home is so grown-up and impressive, but there are a few things you should think about before you start telling everyone how grown up and impressive you are.

Watch all the episodes at http://realtor.com/learnwithliz

#LearnWithLiz is our 5-part digital series: “The Home-Buying Process. In Plain English. With Elizabeth Banks.”

Get advice on how to know when you’re ready to buy. Find out what you need to get a competitively-priced loan. Let Elizabeth show you how to find the perfect home. Learn what you should know before making an offer. And get tips on how to master the closing sale.

Realtor.com & Elizabeth Banks are here to help first time homebuyers (like you!) through the (newly-laid flagstone) steps to buying their first home.

Follow us on:

Facebook: http://www.facebook.com/realtor.com
Twitter: http://www.twitter.com/realtordotcom
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Tips for First Time Home Buyers


First-time home buyers: Do your research, and don’t rush into it. Here’s some advice from Ryan Serhant

James Baldi Somerset Powerhouse- Realtor
Real Estate Broker – Powerhouse Real Estate Network – Supreme Realty Pro’s
http://www.supremerealtypros.com/
http://www.somersetpowerhouserealtor.com/
508-642-5221 somersetpowerhouserealtor@gmail.com

3 Tips for First Time Home Buyers MONEY

5 Biggest First Time Home Buyer Mistakes 2015


http://www.lendingmaxmike.com

THE 5 BIGGEST FIRST TIME HOME BUYER MISTAKES!! YIKES!

Before we even start with the list….a few important questions.

Have you considered renting?

Do you understand the market you are buying into?

Why are you buying? Because your parents or friends say you should?

Do you understand the responsibilities that go along with home ownership?

Do you understand what happens to your net worth if you purchase then the housing market drops?

Are you assuming that the value of the home you are purchasing will increase over time?

1. Understanding What You Can Offer for a Home and What You Can Afford

Going shopping for a first time home buyer is lots of fun. You get to cruise around, look at a bunch of different options and criticize the seller’s choice of wallpaper, etc.

However, if you are not pre-approved, there isn’t a lot of point to shopping. You are wasting your time and, if you have chosen to hire a realtor, their time as well.

Actually, if the realtor is a pro, they won’t even take you out unless you have a verified pre-approval including income/employment verification and a credit bureau pull.

(More on hiring a realtor in point 2)

A verified pre-approval lets you know a few things:

How much you can confidently offer for homes that you like?

Cuts through the clutter of all the online loan and home information.

Teaches you about different mortgage rates and product options that could save you thousands over the term of your mortgage.

That your application and offer will go successfully because all your financial details have been confirmed and your lender is ready to remove conditions once the house appraisal is deemed satisfactory.

Informs you as to whether your credit and financial situation are such that a mortgage is a good option.

Don’t let a good deal go bad because you haven’t done your financial due diligence up front. Go see a mortgage broker and get pre-approved. Click HERE to visit my website or call anytime at 250-212-7954

2. (NOT) Hiring a Realtor

So…? Do some research and find a trusted, professional real estate agent, talk to them about what you are looking for and let them find you a great property.

The best part? Real estate agents have codes of conduct and professional reputations to uphold. The ones I work with are ethical and hard working.

Realtors want to:

Find a first time home buyer a great home and close the deal smoothly.

Make sure they protect your best interests by placing appropriate conditions in each ‘offer to purchase’ contract so that your butt is protected.

Inform you of market conditions. They live and breath the real estate market, understand the trends and want your transaction to go really well…so they can sell you more houses in the future!

Know a lot more about the market and the legal aspects of a deal than your friends and family. Plus they have a compliance department at their brokerage that keeps your documents in order for 7 years after your transaction closes.

3. Falling in Love with a Property / Purchases Based on Emotion

Often, a first time home buyer walks into a property and falls in love because it ‘just feels right’. That is great as long as you consider a few things beyond this initial emotion because, let me tell you, the love affair may wear off very quickly if:

You find out that the neighbourhood is in decline and your property value is destined to fall.

You have purchased without properly considering your future plans. If you have purchased a one-bedroom dwelling but intend on having a family soon, a move will come with many costs…most importantly…a potentially massive mortgage prepayment penalty.

4. Skipping a Home Inspection

A property or home inspection you will get an opinion on the roof, electrical, foundation, windows, siding…everything that may lead to big expenses in the future. The last thing you need is to move in then a few months later be faced with a large repair bill.

A property inspection should be a condition contained within every real estate offer to purchase; with very few exceptions to this rule.

5. Assuming Your Property Will Appreciate in Value

I’ve heard people harp on and on about how real estate is an asset that always goes up in value. Tell that to the people who lost their homes in the 2008 recession or had their net worth severely effected.

Your home is only worth what the market will pay you TODAY. Working with professionals like a mortgage broker and a reputable real estate agent will help you make an excellent real estate purchase while keeping your best interests at the forefront.

Please contact me with any questions! 250-212-7954

Will it be harder for First Home Buyers? Tips on Buying Your First Home by Bryce Hodaldway


http://empowerwealth.com.au/blog/will-it-be-harder-for-first-home-buyers/

With all of the economic prosperity that Australia is enjoying, there is one group of people who are looking in at the property market thinking, “Can we play the game too?” Of course, we are talking about the first home buyer. Will it only be harder for them from now on? Bryce explains more.