First Time Home Buyers Canada: Determining Affordability – Step 1# Assets & Liabilities


MonsterMortgage.ca Canada Mortgage Expert Savio Vaz helps first time home buyers determine how much ‘house’ they can afford.

This is the first mortgage blog in a mini-series of tips & tricks for first time home buyers in Canada looking to purchase their first home or condo.

Savio takes a look at the first determining factor for housing affordability – your Assets and your Liabilities.

Even with a healthy salary, liabilities can bring down your ability to afford a new home; however, a first time home buyer with a more modest salary and few liabilities may be able to afford more than they initially thought.

If you enjoyed this video or have any questions about the Canada mortgage market or obtaining a mortgage in Canada as a first time home buyer, feel free to visit our website for more information at www.monstermortgage.ca

First Time Home Buyer Advice | What I’ve learned so far


Buying a home comes with a lot of paper work and information. These are the things I know and have learned , hopefully it helps a little as first time home buyer.

Things you’ll need for your FHA Loan or Bond money :

-Income documentation: Last two years W-2s or 1099s, retirement or Social Security award letter

-Most recent pay-stub

-Assets; 401k, savings and bank statements, etc. for last three months or two quarters

-Liabilities; car payments, student loans, credit card bills, child support and installment loans.

-‘Satisfaction of lien’ documentation for past judgments or liens.
Divorce papers, if applicable

-Verification of child support, in-coming or out-going

-Application fee, which varies from to 0-plus

-Valid Social Security number

6 Tips And Advice For First Time Home Buyers


6 Tips And Advice For First Time Home Buyers is dedicated towards educating you on the necessary steps, as well as providing helpful tips and advice on purchasing your first home. Too often are individuals taken advantage of by unethical agents due to the lack of knowledge and understanding by the consumer.

The goal of 6 Tips And Advice For First Time Home Buyers is to get you knowledgeable and confident enough to get the BEST results possible, while doing it in a smooth and stress free manner. After all, you should be embracing and enjoying this experience!

Buying a home does NOT have to be stressful. 6 Tips And Advice For First Time Home Buyers is sure to give you the tools you need to purchase your dream home in style. All it takes is action on your part, leave the strategic planning to us professionals. We got your back!

Connect With Me:
www.joshua.orlandorealestateadvisors.com
https://www.facebook.com/yourfloridaagentjosh/
https://www.linkedin.com/in/yourfloridaagentjosh

10 HUGE FIRST-TIME HOMEBUYER MISTAKES TO AVOID Programs, Grants, Tips, Credit


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Most “National” companies concentrate in “volume” and they appear to be local everywhere.
This “volume” sometimes is about outdated listings and/or misinformation.
Direct Information request is sent to the Real Estate Agent that pays the most for your lead without regard if that Realtor is experienced and/or knowledgeable
NOT HERE!
Our agents work here, live here and have children attending local schools.
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Understand that we provide only the “freshest” property information as it appears in our MLS database at the time of your search; Be assured that you are seeing the most recent additions to our database and that you are not wasting your time with listings that are no longer available as some of the National sites carry.

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StreetEasy’s First-time Home Buyers’ Seminar


Considering buying your first home in New York City? Before you launch into the search, watch this recap of StreetEasy’s First-time Home Buyers’ Seminar. You’ll learn about the best neighborhoods for first-time buyers, get tips about home financing, closings, contracts and hear from a panel of experts as well as New Yorkers who recently bought a home in NYC for the first time.