Ep 33 | Investing with equity, first home buyers tips and more – Property Podcast

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It’s Q&A time! In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics on:

– Finance related question from Kat : Would you please explain more about using equity? E.g. I heard from a broker that one needs to refinance the loan on the existing property (PPOR or investment) – does this mean the old property and the new one to be purchased are tied together? Some suggest using Line of Credit to get equity out. To assess the equity available, does one first need to pay for a valuation report on the existing property?

– Leverage question from Naomi : I am considering selling my investment property in order to pay off the mortgage on my family home leaving me debt free and with the ability to then use all the money I currently pay on the family home mortgage for investment purposes with tax deductible debt. Is this a good strategy? Is there a better alternative you would recommend?

– Investing strategy questions from Andy : Investing for demolition and reconstruction vs capital gain. Is it worth buying an older property close to the coast however a little further out from the city to sit on with the view to demolish with a larger land size or to invest in a more expensive smaller property which could be a little closer to the city.

– Buying a Home question from Tom : I’d love to hear a podcast on your advice to first home buyers – whether that be best ways to save for the deposit, traps to avoid, or some type of plan for young home buyers – for example I’ve just start work as a property valuer in Melbourne for the last 5 months, and my girlfriend of a few years finishes studies later this year and we have the hopes of buying our first home together in 18 months or so.

– Investing question from Andrew : Guys, just wondering what your thoughts are on buying an investment property that is potentially going to be tenanted by a relative? A relative has their lease ending in a few months, and i see this as an opportunity to buy an investment with a secured tenant (all through the proper rental channels i.e REIQ rental agreement). I think the opportunity definitely outweighs the risks. What’s your thoughts?

To get access to the resources mentioned in this podcast: http://wp.me/p5M5kp-fQ

Australians share their first home buying experience


Raymond A Ram takes to the Sydney streets to interview some Australians about what it is like to buy their first home. People share their insights on home loans, interest rates, Government Grants, affordability, what they look and simple tips about the buying process. Results of the 2012 RAMS First Home Buyers’ Pulse Check survey its 2012 are also included.

First Time Home Buyers’ Guide to Purchase Property in Malaysia

Five Financial Must-Haves for First Time Home Buyer (in Malaysia)

1. You need to have adequate down payment
2. Estimate how much you can borrow based on DSR (debt service ratio)
3. Understand how much you can actually afford
4. Estimate the transaction cost
5. Prepare the renovation and furnishing cost.

This video shows you the financial preparation when buying your first property.

VSM Podcast #3 | First Time Home Buyer


In this episode Ryan interviews a first time home buyer to discuss everything to consider when buying your first home. Buying your first home can seem overwhelming so Ryan breaks down the whole process and outlines things to consider before buying a home.

Topics covered in this episode include:
-First step to buying a home
-Figuring out what you can afford
-Determining what type of property to buy
-Financing options
-Real estate agent vs. finding a property yourself
-How to choose the right real estate agent
-Home inspections
-How to know if you’re getting a good deal

The VSM Real Estate Podcast provides practical real estate investing advice. This weekly podcast features interviews with experts in the real estate industry including investors, owners, buyers, sellers, CPAs, attorneys, and more. This show will benefit both novice and experienced real estate investors with practical educational content and interviews.

VSM Real Estate is a Minnesota based full service real estate advisory company. Their services include working with owners and investors, buyers, sellers, and tenants to provide reliable, honest real estate property management. Minnesota is their home, and they’re proud to manage single and multi-family homes, town homes, condos, loft apartments and commercial space all over the Twin Cities.

www.vsmrealestate.com

Recommendations for First Time Condo Buyers


Buying your First Home can be NERVER RACKING!

Here are a few tips:
Make sure to look at all of your options! You might be dead set on getting a two family home, but that doesn’t mean you can’t still look at other options such as condos just so you get a feel for what is our there. Make sure you are SAVING MONEY! The more you save the better your options will be. Check out different properties and neighborhoods. Do your research! Don’t limit yourself to one neighborhood, search places you never thought about and you might be surprised at what you find. And last but certainly not least, make sure you know what amenities come with your property! If you’re looking at a condo and you like working out, try searching for a condo with a gym in it! Get the most out of what you are buying!

First Time Home Buyer Tips/Common Mistakes | Charlotte NC Homes for Sale


First Time Home Buyer Common Mistakes
First Time Home Buyer Tips
First Time Home Buyer Things to Know
Charlotte, NC First Time Home Buyer
If you have any questions regarding the Charlotte, NC Real Estate market or Real Estate in general feel free to contact me any time. If you are looking for a Charlotte Realtor to assist you in buying or selling in Charlotte, NC please contact me. To see Charlotte Homes for Sale go to www.JClayRealty.com

Charlotte, NC Homes for Sale
Charlotte, NC House listings
Charlotte, NC Realtors
Charlotte, NC Real Estate Agents

Jeffrey Clay, Realtor
704-804-1481
Jeffrey@JClayRealty.com

Buying a house – a Which? guide


http://www.which.co.uk/buying-a-house?utm_campaign=video_marketing&utm_medium=video&utm_source=youtube_channel&utm_content=buyingahouse&utm_term=description

Property expert Tracy Kellett explains how to buy a house. Whether you’re a first-time buyer or moving house for the 20th time, our summary of the key steps to take to find your dream home will help you secure your next property quickly and easily.

The video outlines how to manage the relationship with your estate agent, find out about properties before they hit the market or the internet, and get the most out of property viewings. Plus making an offer, mortgage offers in principle, what to prioritise your spending on and making yourself an attractive buyer – all explained.